We all hope to enjoy a long and healthy retirement, maintaining our independence. In reality this is unfortunately not always possible. Whether care is required in your own home or in a residential home, the cost of care fees can quickly erode an individual’s wealth.

Whether you are planning your own care provision, acting as Attorney or assisting a family member with funding care fees, our team of advisers are here to guide you through the options available.

We will consider eligibility for state benefits and entitlement to free NHS Continuing Care. We will calculate the shortfall between existing income and future expenditure and provide a cash flow planner illustrating the comparison between funding from cash or purchasing an Immediate Care Plan. A Care Plan would generate a guaranteed level of income for life, based on the individual’s state of health, and is free of income tax when paid directly to the care provider.

We will prepare a personalised financial report summarising the options available to enable you to make an informed decision. Our aim is to provide peace of mind during a time when difficult decisions need to be made. Allow us to guide you through the options to fund the fees, so you can concentrate on looking after the welfare of the individual requiring the care.

All of our financial planners hold the advanced Long Term Care qualification CF8 which is required to provide advice in this area.

Whether you are planning your own care provision, acting as Attorney or assisting a family member…

long-term-care